Freecharge UPI & Bill Payments 20.11.0

Freecharge, a comprehensive financial application supported by Axis Bank, claims to serve over 50 million users across India. The platform facilitates management of UPI payments, recharges, and bill payments, while also providing access to various financial services such as credit score monitoring, gold loans, and digital fixed deposits—all within a single interface.

Key features of the application include:

• UPI Lite: Enables faster transactions up to ₹500 without requiring a UPI PIN, streamlining small-value payments.
• Secure Transactions: Employs 128-bit encryption technology to ensure data protection and transaction security.
• UPI Payments: Supports linking multiple bank accounts, managing payments efficiently, and accessing credit lines for added convenience.
• Bill Payments & Recharges: Allows users to handle mobile recharges, utility bill payments, and subscriptions seamlessly within the app.
• Gift Cards: Offers a selection of gift cards suitable for various occasions, redeemable both online and in physical stores.
• Cashback Offers: Features exclusive cashback deals on recharges, bill payments, and shopping activities.
• Gold Loan Services: Provides quick and secure gold loans at competitive rates, facilitated through Axis Bank.
• Mobile Recharge Reminders: Keeps users informed with timely notifications about upcoming recharge due dates.

Regarding UPI payments:

• UPI Lite allows transactions up to ₹500 without PIN entry for a streamlined experience.
• The platform supports setting up a Freecharge UPI ID for rapid and secure money transfers.
• Rupay credit cards can be linked to facilitate seamless UPI transactions.
• Auto Mandate feature enables automation of recurring bill payments, ensuring timely settlements.
• The app manages multiple bank accounts from institutions including Axis Bank, SBI, HDFC, ICICI, among others—over 130 banks in total.

In terms of recharge and bill payments:

• Mobile recharges are supported for providers like JIO, Airtel, VI, BSNL, with promotional offers and renewal reminders.
• The application simplifies bill payments for electricity providers such as Tata Power, BSES, DHBVN, UNBVN, and over 70 others; water, gas, postpaid mobile, and broadband bills are also manageable with cashback incentives.
• Credit card bill payments can be streamlined across multiple cards to avoid late fees and ensure punctuality.
• FASTag recharges are available to facilitate toll-free travel; users can also purchase FASTags directly via the app.
• The platform supports subscription management by enabling renewal of OTT services like SonyLIV, Z5, and Wynk Music.

The app also provides attractive cashback offers on various transactions to incentivize usage. Additionally, it features a range of gift cards suitable for diverse occasions with flexible redemption options both online and in-store, often accompanied by cashback benefits.

Beyond payment functionalities, Freecharge offers several financial services:

• Credit Score Insights: Users can check their credit scores and access detailed reports to inform financial planning decisions.
• Axis Bank Fixed Deposits: Facilitates opening digital fixed deposits with customizable tenures and assured returns.
• Gold Loans: Allows online application for swift gold loans with competitive rates and rapid disbursement processes.

For customer support; contact options include email addresses at [email protected] and [email protected]. The registered office is located at 11th Floor, Tower C, DLF Cyber Greens, DLF Cyber City, DLF Phase 3, Gurugram, Haryana 122022. The contact number provided is 0124 663 4800.